Services

Attorney Contact to Customer - Direct contact is made with your customers via both telephone and written communications, to ensure payment of outstanding debts. Our legal team is well versed in both state and federal Fair Debt Collection Acts. We respect the rights of your customers while unequivocally imparting the necessity of honoring their contractual obligations to you. Indeed, such contact provides the legal authority of a pre-legal approach and the basic involvement of a lawyer at the collection level has proven to be an effective means of obtaining payment.

Bankruptcy - We have a thorough understanding of the Bankruptcy Code and we know how to challenge and defeat bankruptcy if the particular case permits. We respect the fact that you have invested immeasurable time and money into your business and personal affairs. We will fight for you in the bankruptcy courts to make sure that such sacrifice is not in vain.

Health Care Industry - Our attorneys are well-versed in federal and state health care and insurance laws. While serving the needs of medium and large health care organizations, we fully understand the mechanisms needed to recover monies owed from insurance companies and other payors. Our expertise with ERISA and HIPAA allows us to structure the most effective recovery system for your billing, invoicing, and legal needs.

International Debt Collection - Our attorneys maintain, who maintain international legal community relationships, are able to transfer your judgment to a foreign country, if necessary, and collect your claim or judgment through international channels. Our knowledge and research capabilities allow us to fully investigate both the domestic and international assets of your foreign customers so as to pursue the most effective and expeditious recovery possible.

Recovering Your Judgment - We are dedicated to helping you recover your judgment no matter where it takes us. Whether the judgment you win is in your local area, the other side of the country, or on the other side of the world, our attorneys have the knowledge and ability to transfer judgments where they need to be, pursue fast and beneficial executions of your judgments, and quickly convert your winning judgment into the liquidity your business needs to thrive.

Litigation - With a wide array of practice experience before many local, state, and federal courts and our understanding of contract law and recovery, our legal team experience ranges from basic consumer debts to complicated commercial transactions. We are committed to the effectuation of timely and result-oriented litigation. Our background in civil procedure and loss prevention have instilled us with the ability to expeditiously move cases from initial complaint all the way to trial and judgment. Additionally, we understand the problematic potential of a customer's desire to avoid litigation or raise frivolous defenses to defeat litigation. Therefore, our committment extends to all levels to aggressively represent your economic and personal needs in the field of debt and commercial litigation.

Settlement - Our goal is to see that you realize the highest recovery possible. This is achieved due to the fact that we have negotiated a large number of accounts and gained favorable settlements for many of our clients.

This is a communication from a debt collector in an attempt to collect a debt. Any information obtained will be used for that purpose. Read our Privacy Statement here.

Staff Overview A team dedicated to producing results.

Over forty people with many areas of expertise to maximize our performance.

Services Overview Legal Services from Start to Finish.

We utilize many resources to maximize your collection efforts.

Contact Us Contact us today!

We have several departments which can respond depending on your needs.

Address: 409 Lackawanna Ave, Suite 320, Scranton, PA 18503
Toll-free: 1-800-503-1665
Phone: 1-570-558-5510
FAX: 1-570-558-5511
E-mail: contact@ratchfordlawgroup.com